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Sunday, 19 March 2017

On a (permanent!) Economy Drive

We try to save money and to be fair I think we are pretty good at it compared to people I know.  Yes we like going on holidays, both have a car each but each car and holiday was saved for, as well as having an emergency fund put aside. Both of us earn less than the living wage so are on reasonably low paid jobs and I'm proud that we have managed our money as we have.  However there is always room for improvement and at the end of last year we did take our eye slightly off the ball and didn't manage to put any money in our savings which taught us to be mindful of our spending. So how are we doing it? Nothing too drastic but simple things like not putting the heating on as much.  Also we have organised a smart meter to be fitted next month which I think will spur us on when we see how much a day we use.  No food waste.  I don't do a weekly shop anymore as I don't work set days so I tend to do what I class as a big shop when I can for things such as dog (more about our new addition another time) and cat food, tinned and frozen items.  We don't throw food away.  There was left over veg in the fridge this morning which wasn't going to be used in any meals so I've whizzed up some soup for lunches.  We also need a new fridge freezer as the fridge bit of the one we have is very dodgy so trying to eat as much from the freezer to make it easier when we order the new one.  I am still sorting all the years of hoarding out and have a pile of things to put on ebay/facebook selling pages.  I doubt I'll earn my fortune but every bit helps and I have put aside the money I have got so far.  I've also been looking at the best isa's to make the money we have work for us. So as you can see nothing ground breaking but all these small things add up and hopefully over the coming months we will see our savings go up, although we do have a lot of home improvements to do but at least we are going to continue saving as we have to enable these improvements.     

1 comment:

Mum said...

All the little bits add up and in the long run you are a winner. Continue that saving - it's worth it. We're both retired but we're still saving away and it becomes an invisible cushion for when emergency money is needed. It's surprising how little we need when we use all the resources at our disposal. All the best.
xx