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18 in 2018

De-Cluttering 2018

Wednesday, 20 June 2012

Money Update

Our savings are going well.  I’ve updated the tracker bars on here and have changed the amount we are wanting to have in each account.
For our emergency fund, I would like to have £3k in it.  Our boiler is very old and I know that if that goes that will be a big chunk of the money gone.  Also with the threat of redundancy I’d like to have something to fall back on if needed.  I’ve only been in my present job, on a permanently contract, for about 4 years so would only get 1 months’ salary.
The holiday fund has also increased.  We hope to go to Spain later this year and maybe have a weekend away somewhere.  Also we thinking about a “big” holiday next year so I’m starting to save towards that too.
We decided to use some of our savings to pay a large part of the mortgage.  This will reduce the amount we owe by half.  Any money we have left at the end of the month is being divide between savings towards home improvements and overpaying the mortgage.  We are hoping to have paid the mortgage off within another 6 years – fingers crossed.






2 comments:

Mum said...

My fingers are crossed for you. The end is in sight.
Love from Mum
xx

Unknown said...

This is so exciting RC! All your plans make great sense to me and I know with your determination you will do it.

Keep up the regular posts. I love reading them!

Sft x