As mentioned briefly in yesterday’s post I had a meeting with the bank. It was one of those where they call you in and try and sell you some sort of insurance/new bank account etc. I do find these things useful though, as they often ask questions that I can’t answer which sometimes makes me worry as I like to think I am fairly on the ball where money is concerned.
We looked at my accounts and she question why one was at zero balance. I explained that once I get paid into that account the money gets moved around for bills and savings. I also like to see that the accounts where “rounded up”. I have moved some money around to make use of this years ISA allowance. The bank suggests that you have 3 months or £3k as an emergency fund and we are a long way from having that. Still it gives us something to aim for next year.
This week will be a fairly low spend week. Food wise all we need is mushy peas, baked beans and butter, along with cat food and washing powder. I tried Aldi’s own brand powder last month and it does the job. The only other spend will be to fill up with petrol.
And to finish I found 10p while tidying the bedroom which went straight into the sealed pot to start the challenge.
SFT - I have no idea where the sixpence came from, I must have got it in change from somewhere. It's sat on the side in the kitchen as I don't know what to do with it!